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Senior Individual Life Underwriter - Remote

May 23, 2026

You desire impactful work. You’re RGA readyRGA is a purpose-driven organization working to solve today’s challenges through innovation and collaboration. A Fortune 200 Company and listed among its World’s Most Admired Companies, we’re the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all.<div>Reporting to the Director of Underwriting, our underwriting professionals support our clients' outsourced underwriting needs in the analysis and evaluation of mortality and morbidity risks. The underwriter is responsible for examining the medical, financial and non-medical risk factors of life, disability and critical illness insurance applications. The Underwriter is responsible for making quality decisions in accordance with underwriting principles and guidelines, and for completing assigned tasks within service time expectations and other established deadlines.</div><div><div><div><div><div><div><div><div><div>This role is remote, must be located in Canada Responsibilities :<ul><li>Mortality/Morbidity Risk Analysis - determine appropriate underwriting requirements and assign cases to the appropriate risk category by analyzing and interpreting underwriting evidence for mortality and morbidity risk assessment</li><li>Provides technical expertise and support to client companies</li><li>Demonstrates an ability to work productively in high pressure environment and effectively and proactively manage challenging situations.</li><li>Act independently within specified authority.</li><li>Actively supports the departmental management by providing input, assisting in training, leading team discussions, participating in projects, and being a positive contributor to the resolution of technical or client issues</li><li>Contribute to a positive working environment with teamwork and a spirit of innovation</li><li>Participates in RGA events and industry activities and fosters relationships with key clients</li></ul>Qualifications :<ul><li>College diploma / University degree or equivalent working experience</li><li>Minimum of 6 years of individual life underwriting experience including experience with substandard business, medical and financial underwriting</li><li>Service-oriented attitude with strong interpersonal skills to work collaboratively with our internal and external partners</li><li>Strong communication skills, written and verbal</li><li>Bilingual French/English (oral and written) is an asset. English is required as we need to communicate orally and in writing with a predominantly English-speaking clientele based outside of Quebec.</li><li>Multiple lines of business (Life, DI, CI) an asset</li></ul>Skills :<ul><li>Proactively builds strong interpersonal relationships with colleagues and clients</li><li>Excellent oral and written communication skills</li><li>Self motivated, flexible and creative</li><li>Strong client focus</li><li>Flexible - Thrives on challenge and change</li><li>Ability to learn various application tools</li><li>Excellent logical and problem solving skills</li><li>Solid time management & organizational skills</li><li>Works effectively as a positive influencer and contributes to ideas and solutions</li></ul><h3>#LI-MJ1 #LI-REMOTE</h3></div></div></div></div></div></div></div></div></div>What you can expect from RGA:<ul><li>Gain valuable knowledge from and experience with diverse, caring colleagues around the world.</li><li>Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought.</li><li>Join the bright and creative minds of RGA, and experience vast, endless career potential.</li></ul>We’re excited to get to know you and connect your unique skills with our global opportunities. To create a modern and seamless experience, we use artificial intelligence (AI) in parts of our preliminary screening process. This technology helps us personalize job recommendations, automate interview scheduling, evaluate candidates based solely on experience—without considering name, gender, or other personal details—and provide real-time answers through our chatbot. AI is used only during early screening and never makes hiring decisions. Your RGA recruiter will work closely with you every step of the way to ensure the process feels personal, thoughtful, and focused on you.Compensation Range:$87,500.00 - $109,400.00 AnnualBase pay varies depending on job-related knowledge, skills, experience and market location. In addition, RGA provides an annual bonus plan that includes all roles and some positions are eligible for participation in our long-term equity incentive plan. RGA also maintains a full range of health, retirement, and other employee benefits.RGA is an equal opportunity employer. Qualified applicants will be considered without regard to race, color, age, gender identity or expression, sex, disability, veteran status, religion, national origin, or any other characteristic protected by applicable equal employment opportunity laws.

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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...