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Product Specialist II-Lease Pricing Specialist

July 20, 2026

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.

We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.

Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:
The Product Specialist II provides analytical support to Global Leasing client teams throughout the sales process, assisting in the structuring and execution of asset-finance transactions across a diverse range of asset classes, industries and markets. The Product Specialist II supports pricing, modeling, and other economic analyses under the guidance of more experienced team members, with opportunities to learn how tax, accounting, credit, and other financial considerations are incorporated into lease optimization models. Assists with preparing analyses for client teams and develop relationships with internal functional groups to support origination, funding, and booking activities. Contributes to strategic analytic assignments and analytical tools that support the Global Leasing business.

Responsibilities:

Support evaluation of transaction economics through creation of cash flow models, and using pre-tax and after-tax analytical methods
Assist with pricing new transactions for hold and sell scenarios, and modeling transactions around internal metrics and/or syndication market assumptions
Help analyze cash flows and structures, escalating questions and recommendations to senior team members
Build knowledge of tax and other technical aspects of lease structuring and analysis
Prepare presentation materials for internal and external discussions
Prepare associated document schedules and pricing exhibits; support documentation review as needed
Partner with Leasing team members to provide analytical support, economic analysis, and structuring input for transaction review and approval forums
Assist in identifying, analyzing, and working through commercial, structural, tax, and accounting issues
Coordinate with Credit, Risk, Finance, Tax, and Operations on economic, tax, structural, and accounting questions or issues with guidance from senior team members
Support the development and maintenance of analytical models as needed

Required Qualifications:

2+ years of experience in cash flow modeling, financial modeling, credit analysis within a commercial/corporate banking related environment.
Must have strong mathematical analytical and problem-solving skills.
Proficiency in Excel, including financial analysis, formulae, and model review.
Ability to work collaboratively with cross-functional partners such as Accounting, Tax, Credit, Operations, Documentation, Finance, and Risk

Desired Qualifications:

Exposure to leasing, structured asset finance, project finance, commercial banking, credit, accounting, tax, or treasury concepts
Coursework, internship, rotational program, or early-career work experience involving financial modeling, cash flow analysis, valuation, accounting, economics, or corporate finance
Interest in leasing and asset finance products, including related tax, accounting, and regulatory capital considerations
Familiarity with loan, lease, valuation, or financial modeling software is helpful but not required
Bachelor's Degree with a concentration in Mathematics, a mathematical Science, Economics, Finance, CFA level 3, Business, Engineering, Data Analytics, or another quantitative or analytical discipline.

Skills:

Attention to Detail
Analytical Thinking
Problem Solving
Coding
Financial Forecasting and Modeling
Oral & Written Communication
Issue Management
Lease Structuring
Self-Motivated with Strong Work Ethic
Prioritization
Written Communications
Collaboration
Business Acumen
Continuous Improvement
Innovative Thinking
Reporting

Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent

Shift:

1st shift (United States of America)

Hours Per Week:

40

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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...